Tax refund season is here! Before spending that lump sum, make the most of it by using it wisely. Consider building or boosting your emergency fund, paying down high-interest debt, or contributing to retirement savings like an IRA or 401(k). You can also save for future expenses or treat yourself responsibly. Make your refund work for you—not just today, but for a more secure financial future. Start planning now for long-term benefits!

When it comes to filing taxes, most married couples choose to file jointly. But did you know that filing separately can sometimes save...